NEW YORK MUTUAL
UNDERWRITERS

 OUR PRIVACY POLICY…..

Congress passed the Gramm-Leach-Biley (GLB) Act, which deals in part with how financial institutions treat non-public personal information.

At New York Mutual Underwriters, we are very concerned about the privacy of our policyholders, customers, and applicants for policies.  Our relationships are based upon trust, and we work hard to maintain the private nature of these relationships.  We do, in the ordinary course of business, gather certain non-public personal financial and/or health information.  We use this as necessary for providing insurance coverage, servicing accounts, billing, and handling claims; and we may share such information with affiliated or non-affiliated companies.  However, we do not disclose non-public personal financial and/or health information about policyholders, customers, former customers, or consumers to anyone except as permitted by law.

We do not sell customer information.  We do not provide customer information to anyone for their own     marketing purposes.  We require anyone to whom we disclose non-public personal financial and/or health information to guard its confidentiality and to use it only for its intended purpose.

We may gather non-public personal financial and/or health information from any of the following sources:

	from you or your authorized representative, on applications or other forms, or from personal or telephone interviews, or by electronic means
	from your transactions with us, our affiliated companies, or others, including payment histories and underwriting and claim documents.
	from consumer reporting agencies or government agencies

We require anyone who gathers such information on our behalf to guard its confidentiality and to use it only for its intended purpose.

New York Mutual Underwriters restricts access to non-public personal financial and/or health information   about you to those employees who need to know that information in order to properly provide products or services to you.  We maintain appropriate physical, electronic, and procedural safeguards that comply with applicable regulatory standards to guard your non-public personal financial and/or health information.