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NEW YORK MUTUAL WRITES THE
FOLLOWING |
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| Businessowners - A package policy of property and liability coverages for approved classes including Restaurants, but not Taverns. Risks which do not satisfy all of our BOP criteria may be eligible for coverage under our SMP or Commercial Fire programs. |
| Dwelling Plus - 1 Family Owner-Occupied All Year and Seasonal Dwellings. Coverage is available for dwellings and contents. Coverage is written with Basic Form (FL-1R), Residence Burglary and OL&T Liability. Broad Form (FL-2B), CPL, and several other optional coverages are available. |
| Fire & Allied Lines - Personal, Commercial & Farm Monoline policies providing coverage for buildings and business and personal property. |
| General Liability - Monoline GL policies written with supporting coverage with New York Mutual or a Member Company. |
| Homeowners - 1 & 2 Family Owner-Occupied dwellings for the primary residence of the named insured (or, if secondary/seasonal use by the named insured, can only be a 1 Family structure) situated within the State of NY, but NOT within the 5 boroughs of NYC. Designed for the "second tier" or "non-preferred" market place insurance consumer. Coverage is "packaged" for the structure, personal property (contents), comprehensive personal liability and medical payments. Endorsements for Inland Marine coverage and other enhancing endorsements that might be requested are available. Tenant's Coverage Form (ML-4) is available as well. |
| Inland Marine - Coverage is provided for Livestock and Farm Machinery as well as certain other types of property. Supporting coverage may be required depending upon the property involved. |
| Landlords Package - 1-4 Family Non-Owner Occupied Dwellings, 3-4 Family Owner and Tenant Occupied Dwellings and Student Housing. Coverage is available for dwellings and premises liability. Personal property coverage is available as an option. |
| Mobile Homeowners - 1-Family Owner-Occupied All Year and Seasonal. Coverage is available for mobile homes and contents as well as for personal liability exposure. |
| Special Multi-Peril - A package policy of Property and Liability Coverages. Restaurant and Tavern risks are eligible. Coverage is available for buildings, business personal property and general liability. Several other coverages can be added as well, such as business interruption, liquor legal liability for eligible restaurant risks and inland marine. |
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| Please Note: These are general policy descriptions about the different types of coverages offered. They do not refer to any specific policy of insurance and they do not modify any definitions expressly stated in any policies of insurance. |
